We at the League are often asked about insurance for bicyclists -- How does it work? How can I get it? Is it expensive? Last year, we explored the options in an article in American Bicyclist magazine — and wanted to keep you updated on the latest in the world of bike insurance. Recently, Jay Paul, the creator of Balance for Cyclists was honored in the 2013 National Underwiter Industry Elite Awards, which highlights best practices in the life and health insurance industry. We caught up with Jay about the insurance program, his award and what bicycling means to him.